IPad Damage

[Oksana]

I was given a school-issued IPad 1 during my Junior year and paid $10 to keep it this summer. Recently, I left my Ipad on drawer and it fell. It cracked only on the black bottom of the screen, so it doesn't affect the lit screen. I am very worried my mother have to pay for the damages since my family is going through a sudden financial struggle with my father's decision to leave us.
were the extra $10 also for an insurance on the IPad and will I not have to pay for the damages?